Business & Commercial Insurance

General Liability	Commercial Auto
A broad commercial policy that covers all liability exposures of a business that are not specifically excluded.  Coverage includes product liability, completed operations, premises and operations, and independent contractors.	There are basically six different types of coverages.  Some may be required by law, others are optional: 1.  Bodily Injury Liability 2.  Medical Payments or Personal Injury Protection 3.  Property Damage Liability 4.  Collision 5.  Comprehensive 6.  Uninsured Motorists Coverage
Workers Compensation	Umbrella
Insurance that pays for medical care and physical rehabilitation of injured workers and helps to replace lost wages while they are unable to work.	Coverage for losses above the limit of an underlying policy or policies.
Other Coverages
Commercial Property Inland Marine Business Income Increased Cost of Construction Demolition Cost Extra Expense Contingent Business Interruption Selling Price Clause/Market Value Clause Valuable Papers Electronic Data Processing Outdoor Sign Flood	Accounts Receivable Transit/Cargo Employee Tools Blanket Crime - Employee Dishonesty Forgery & Alteration Money & Securities Owners Extra Expense Directors & Officers - Claims-Made Fiduciary Liability - Claims-Made Professional Liability Employment-Related Practices Liability